Terms

Terms of use

Effective date: June 17, 2026.

By using My State Exchange, you agree to these terms. If you do not agree, do not use the website.

My State Exchange provides independent marketplace education, advertising, and lead-generation content. We are not HealthCare.gov, a state exchange, CMS, HHS, an insurer, or a government agency. Content is for general informational and marketing purposes only and is not legal, tax, medical, financial, government, or insurance advice.

Marketplace rules, deadlines, subsidies, plan availability, provider networks, formularies, and eligibility standards can change. You are responsible for verifying information with the official marketplace, insurer, licensed professional, or government source before making coverage decisions.

We may receive compensation from advertisements, sponsored placements, affiliate links, referrals, or other commercial relationships. You should assume promotional placements may be paid placements unless clearly stated otherwise.

You agree not to misuse the website, interfere with its operation, submit unlawful or harmful material, impersonate another person, scrape the site at unreasonable volume, or use the site to transmit sensitive information we did not request.

External links are provided for convenience. We do not control third-party websites and are not responsible for their content, privacy practices, pricing, availability, or services.

The website is provided "as is" and "as available." To the fullest extent permitted by law, we disclaim warranties and limit liability for damages arising from use of the website or reliance on its content.

We may update these terms at any time by posting a revised version. Continued use after changes means you accept the updated terms. Questions may be sent to hello@mystate.exchange.